Swabalamban Laghubitta Reported Satisfactory Growth In Major Fundamental Indicators In Q2
Mon, Feb 7, 2022 8:41 AM on Company Analysis, Latest,

Swabalamban Laghubitta Bittiya Sanstha Limited (SWBBL) has published its second quarterly report of FY 2078/2079 with an increment in Net Profit by 27.42%. The company's net profit increased to Rs. 23.51 crores as compared to Rs. 18.45 crores in the corresponding quarter of the previous year.
The borrowing of the company has increased to Rs. 26.76 Arba. The company has floated loans of Rs. 18.96 Arba in the second quarter of the fiscal year 2078/2079. Similarly, the company has collected a deposit worth Rs. 11.26 Arba in this quarter which grew by 11.56%.
The net interest income of the company has increased by 20.66% compared to the corresponding quarter of the previous year and stood at Rs. 76.62 crores in Q2, 2078/2079.
Swabalamban Laghubitta's paid-up capital stood at Rs. 1.12 Arba with a reserve and surplus of Rs. 1.80 Arba in the second quarter of the fiscal year 2078/2079.
Its annualized earnings per share (EPS) stood at Rs. 41.90 and net worth per share stood at Rs. 260.44. The company’s non-performing loan stood at 7.61%. The company traded at a PE multiple of 33.41 times during the report preparation.
Major Highlights:
Particulars |
Swabalamban Laghubitta Bittiya Sanstha Limited |
||
---|---|---|---|
Q2, 2078/2079 |
Q2, 2077/2078 |
Difference |
|
Paid-Up Capital |
1,122,170.00 |
792,399.00 |
41.62% |
Reserve & Surplus |
1,800,393.00 |
1,531,845.00 |
17.53% |
Borrowings |
5,431,980.00 |
4,285,201.00 |
26.76% |
Deposits |
11,268,305.00 |
10,100,517.00 |
11.56% |
Loans & Advances |
18,961,472.00 |
15,818,018.00 |
19.87% |
Net Interest Income |
766,247.00 |
635,030.00 |
20.66% |
Provision for losses |
319,324.00 |
167,617.00 |
- |
Net Profit |
235,116.00 |
184,526.00 |
27.42% |
Capital Adequacy (%) |
11.33% |
10.45% |
- |
NPL (%) |
7.26% |
4.02% |
- |
Cost of fund (%) |
7.61% |
7.14% |
- |
EPS (Rs.) |
41.90 |
46.57 |
- |
Net worth per share (Rs.) |
260.44 |
293.32 |
- |
Qtr end PE ratio (Times) |
33.41 |
- |
- |
Qtr End Market Price |
1400 |
- |
- |