Janaki Finance weakens due to high NPL of 16.83%; EPS stands at Rs 8.78 only in the third quarter
Thu, Apr 26, 2018 7:06 AM on Financial Analysis, Latest, Stock Market,
Janaki Finance Limited (JFL) has registered a massive fall in profit by 61.25 percent in the third quarter (Q3) of the fiscal year 2074/75.
As per the report published by the finance company today, its net profit has contracts to Rs 2.65 crore in the third quarter from Rs 6.85 crore in the corresponding quarter.
Janaki finance has paid up capital of Rs 40.33 crore. Its reserve and surplus falls by 11.19 % to Rs 18.83 crore in Q3.
JFL has deposit collection of Rs 1.50 arba whereas it has floated loans and advances of Rs 1.33 arba. It has NPL of 16.83%.
The finance company annualized earning per share (EPS) stand at Rs 8.78, net worth per share is at Rs 146.68 and P/E ratio is at 25.98 times.
Major Highlights:
|
Particulars (In Rs '000) |
JFL |
||
|---|---|---|---|
|
Q3 2074/75 |
Q3 2073/74 |
Difference |
|
|
Paid Up Capital |
403,394 |
341,859 |
18.00% |
|
Reserve & Surplus |
188,306 |
212,035 |
-11.19% |
|
Deposits |
1,503,811 |
1,365,213 |
10.15% |
|
Borrowings |
- |
- |
- |
|
Loans & Advances |
1,333,347 |
1,366,889 |
-2.45% |
|
Net Interest Income |
83,046 |
93,102 |
-10.80% |
|
Provision for possible losses |
115,574 |
13,672 |
745.32% |
|
Operating Profit |
(39,186) |
74,279 |
-152.76% |
|
Net Profit |
26,554 |
68,521 |
-61.25% |
|
NPL (%) |
16.83 |
5.28 |
218.75% |
|
Annualized EPS (In Rs.) |
8.78 |
26.72 |
-67.16% |
|
Net Worth per Share (In Rs.) |
146.68 |
162.02 |
-9.47% |
|
P/E Ratio (In times) |
25.98 |
- |
- |
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